College costs For the 2016/2017 college year, the average annual cost of attendance (known as the COA) at a four-year public college for in-state students is $24,610, the average cost at a four-year public college for out-of-state students is $39,890, and the average cost at a four-year private college is $49,320. The COA figure includes […]
Keeping your cool can be hard to do when the market goes on one of its periodic roller coaster rides. It’s useful to have strategies in place that prepare you both financially and psychologically to handle market volatility. Here are 11 ways to help keep yourself from making hasty decisions that could have a long-term […]
Don’t let low-interest rates interfere with your goals for retirement savings Do you have a significant amount of money in conservative savings accounts? Conservative savers often want to avoid volatility in the market, so they may be willing to accept low-interest rate offerings. However, with today’s low-interest rate environment, they Saving money is one of […]
Choosing the right product for your life stage No matter where you are in your life, you have a lot of decisions to make. When to buy your first house. What school to attend. Is it the right time for a job change? As things change in life, those changes influence your financial decisions, too. […]
Taxes can take a big bite out of your total investment returns, so it’s helpful to look for tax-advantaged strategies when building a portfolio. But keep in mind that investment decisions shouldn’t be driven solely by tax considerations; other factors to consider include the potential risk, the expected rate of return, and the quality of […]
Chad Aaberg, Financial Consultant, FIC, is a senior partner of the 5280 Associates of Thrivent Financial located in Denver’s Cherry Creek area. Chad has been in the financial services industry for 14 years and is a four-time recipient of Denver’s Five Star Wealth Manager Award. Chad specializes in portfolio management, including mutual funds, managed accounts, individual […]
You probably already know you need to monitor your investment portfolio and update it periodically. Even if you’ve chosen an asset allocation, market forces may quickly begin to tweak it. For example, if stock prices go up, you may eventually find yourself with a greater percentage of stocks in your portfolio than you want. If […]
